Attaining an online traffic school and obtaining a certificate will not just educate you and give you the chance to get rid of a ticket, but you may also save a lot of money in the long run. Insurance companies see people like you to be very safe because they are more defensive in traffic. You are familiar with all the laws, rules and potential risks that may arise while driving, so you become a very valuable deal for every insurer out there. Not all insurance carriers provide such discounts though. Therefore, it does pay off to ask your agent which companies do.